Department Information

The LMHA Homeownership Office offers a number of ways to assist in the purchase of a home. Whether you currently are a participant in LMHA programs or not, this office might have programs to suit your needs.

The Homeownership office builds new homes throughout Lucas County and sells these newly constructed homes to Low-to-Moderate individuals and families at affordable prices. Currently the LMHA has homes for sale in North Toledo (5 homes in 3400 Block of North Erie and 1801 Clay). These homes are priced at $105,000 each and contain 3 BR, 2.5 Baths, and a 2-car attached garage. These homes also have a full basement, appliances, central air and a deck. A 15-year property tax abatement and down payment assistance through the City of Toledo are available to those that qualify. Eligibility to purchase is restricted to those households making below 80% of the Area Median Income based on household size. (currently $47,100 for a family of 4).

The LMHA has plans to build additional homes soon. The current locations are 3530 Willow Run in Southwest Toledo, in the Division and Indiana Area (7 homes), and in Spencer Township (up to 5 homes at Oak Grove Estates).

The LMHA Homeownership Office also has plans to begin acquiring properties in need of rehabilitation throughout Lucas County and rehabilitating these homes for sale to Low-to-Moderate individuals and families at affordable prices.

For current tenant-based Housing Choice Voucher and Public Housing residents who make $10,300 or more per year in non-welfare income, have about $1,000 in their savings account, and can acquire a mortgage through a conventional lender, the LMHA has a Housing Choice Voucher Homeownership program that might fit your needs. The Housing Choice Voucher Homeownership program provides direct subsidy assistance toward the purchase of a home rather than renting. If you are on Section 8, please contact Jessie Pride-Paskett at (419) 254-3482 for more information about the Section 8 Homeownership program and if you live in LMHA's Public Housing please contact Shakita Henderson at (419) 246-3182 for more information about the public housing homeownership program.

If these options are not appealing to you, the LMHA Homeownership Office would be happy to assist in referring you to a local HUD-approved Housing Counseling agency for homebuyers education and credit counseling, or a Community Development Corporation that might have down payment assistance or homes available for purchase in their targeted neighborhoods.

Please feel free to contact the LMHA Homeownership Office at (419) 259-9549 or via email at sutter@lucasmha.org for additional information about locations and prices of available properties or for further information.